About AfterPay
We’ve partnered with Afterpay to give you the option to split your payments for every single item on Back Market — yes, you heard that right! When you choose to checkout using Afterpay, can pay in 4 equal instalments over 6 weeks, without incurring any interest.
How it works
Back Market pays the seller in full and upfront on your behalf. You pay for the first instalment of 25% at the time of purchase, and the remaining three instalments will be automatically deducted from your nominated debit or credit card over the following six weeks.
Is Afterpay really interest-free?
When you pay in 4 instalments, it’s always interest-free, and there are no late fees as long as you pay on time. If you do miss a payment, you will incur a late fee and you won’t be able to buy or book anything else with Afterpay until you settle your account. But no interest.
How do I set up an Afterpay account?
Setting up an Afterpay account is simple. Anyone over 18 can do it.
- To get the best experience, you can sign up here on the Afterpay website or download the Afterpay app
- Then, go to your cart on Back Market and the option to pay in instalments with Afterpay will be available at checkout. You will be redirected to the Afterpay website
- If at this point you are not registered on Afterpay yet, you will be required to create an account
- If you are registered on Afterpay, follow the Afterpay process to pay for the order, and will then be redirected back to Back Market once the payment has been successfully completed.
About Afterpay registration
You'll need to provide some personal information and link a debit or credit card. To make it quick and easy for you, Afterpay verifies your identity. It’s important to know that Afterpay do apply an approval process for individual purchases. Afterpay approval process takes a number of factors into account, including whether there are sufficient funds in your account (particularly for new customers), and how much you will have to repay on the purchase. Afterpay carries out this process on every order you make with Afterpay, not just the first one.
If you are rejected by Afterpay’s approval process
- Kindly contact Afterpay to resolve the issue by submitting a ticket online: https://help.afterpay.com/hc/en-au/requests/new
- Or select another payment method on Back Market to complete your purchased
Afterpay first purchase
All new Afterpay customers start with an A$600 spending cap. If you want to buy an item more expensive than this spending cap, you can still use Afterpay up to the A$600 cap and pay the balance upfront. This means your combined 1st instalment (paid at the time of checkout) will be larger than the other ones.
Refunds
Make sure your refund request respects our Returns and refunds policy.
Refunds on Back Market can only be made to the original form of payment. Once the sellers or our care teams have triggered the refund in our systems, it will be reflected on your Afterpay customer account. Your money will be returned to the card used to make the payments. The money can take up to 10 business days to be returned to the card used, depending on the financial institution
To know more about Afterpay refunds and how they will be reflected in your Afterpay account, go to Afterpay’s Help Center.